body { 
	margin: 0; 
	padding: 0;
	background-image:url('images/bg2.jpg');
	font-family: Arial, Helvetica;
	font-size: 12px;
}
p {
	font-family: Arial, Helvetica;
	font-size: 13px;
	color: #000000;
}

td {
	font-family: Arial, Helvetica;
	font-size: 13px;
	color: #000000;
}
td.gray{
	background-image:url('images/bg.gif');
}

a {
 color: #0154A0;
 background-color: transparent;
 text-decoration: none;
 font-weight: normal;
}

a:visited {
 color: #0154A0;
 background-color: transparent;
 text-decoration: none;
}

a:hover {
 color: #4EC7F2;
 text-decoration: none;
 background-color: transparent;
}
a.hlink {
 font-size: 12px;
 color: #ffffff;
 background-color: transparent;
 text-decoration: none;
 font-weight: normal;
}

a.hlink:visited {
 font-size: 12px;
 color: #ffffff;
 background-color: transparent;
 text-decoration: none;
}

a.hlink:hover {
 font-size: 12px;
 color: #0000cc;
 text-decoration: none;
 background-color: transparent;
}

a.flink {
 font-size: 12px;
 color: #ffffff;
 background-color: transparent;
 text-decoration: none;
 font-weight: normal;
}

a.flink:visited {
 font-size: 12px;
 color: #ffffff;
 background-color: transparent;
 text-decoration: none;
}

a.flink:hover {
 font-size: 12px;
 color: #dddddd;
 text-decoration: none;
 background-color: transparent;
}

h1 {
	font-family: Arial, Helvetica;
	font-size: 22px;
	font-weight: none;
	color: #083129;
	text-decoration: none;
}
h2 {
	font-family: Arial, Helvetica;
	font-size: 22px;
	font-weight: bold;
	color: #083129;
	text-decoration: none;
	text-align: center;
}
h3 {
	font-family: Arial, Helvetica;
	font-size: 13px;
	font-style: normal;
	font-weight: normal;
	color: #083129;
	margin-top: 2px;
	margin-bottom: 2px;
}
h4 {
	font-family: Arial, Helvetica;
	font-size: 12px;
	font-style: normal;
	font-weight: normal;
	color: #ffffff;
	margin-top: 0px;
	margin-bottom: 0px;
}
.emph     
	 {
	 font-weight: bold; 
	 color: #005482;
	 }
div.hr { margin: 12px 5px; border: none; border-top: 1px dashed #D3D3D3; }
div.hr hr { display: none; }

.homebg {
	 background:#fff url(images/treebg.jpg) top center no-repeat; 
}